Upstart
AI lending platform that analyses 1,600+ variables for credit decisions
4.5(4,200 reviews)
Finance & AccountingAbout
Upstart is an AI lending platform that analyses 1,600+ variables including education, employment, and alternative data to approve 26% more borrowers at 10% lower APRs than traditional models. Used by 500+ banks and credit unions, it is publicly traded on NASDAQ and is one of the most recognised AI lending platforms globally.
Key Features
AI credit decisioning
Alternative data underwriting
Consumer and auto lending
Bank and credit union partnerships
Automated loan origination
Regulatory compliance built-in
Integrations
PlaidTransUnionEquifaxExperianQ2
Reviews
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Custom pricing
enterprise plan
CategoryFinance & Accounting
Pricingenterprise
Rating4.5/5
Reviews4,200
StatusVerified
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